In breach of privacy, auto value chain data sold to pvt parties

Agencies
September 20, 2019

Mumbai, Sept 20: With data privacy now becoming hot button, breaches too are common place. However, when the government itself decides to wilfully use data to generate revenue, then questions of propriety are raised for this is proprietary data with the right to it and ownership of it vested with the individual. With the government looking to monetise data, Transport Minister Nitin Gadkari had revealed in Parliament recently that the government is selling vehicle registration and driving licence data of Indians and earning money from it. It is not known whether this decision was ratified by the Law Ministry since issues of privacy are involved.

Replying to a query posed by Congress MP Husain Dalwa, who asked if the government has intended to sell Vahan and Sarathi database in bulk (and) if so, the estimated value for the sale, Gadkari stated that it has provided 87 private and 32 government entities access to Vahan and Sarathi database which has yielded a revenue of Rs 65 crore so far. This is peanuts for the breach involves giving access to tele marketers, leading to widespread harassment, DND (do not disturb) be damned.

If you want to know why the frequency of car manufacturers, financiers and insurers tele calls is rising, then Mr Gadkari is partly to blame for it. More and more people are being inundated with phone calls on topups or loans against owned cars or purchase of upgrades and the reason behind it is that data has been made freely available to a slew of people connected to the auto industry.

An IANS investigation has found that manufacturers Toyota Kirloskar, Tata Motors, Volkswagen India, Indo Farm Equipment manufacturer of tractors, pick n carry cranes, rotary tillers and harvestors; banks like Stan Chart, SBI, Banaskantha Mercantile Coop Bank, HDFC Bank, ICICI Bank, IDFC Bank, Indus India Bank and Kotak Mahindra bank and vehicle financing companies like Khushbhu Auto Finance, Kanak Durga Finance, John Dere Financial Services, India Infoline Financial, Home Credit India Finance, Hinduja Leyland Finance, Hero Fin Corp, HBD Financial Services and insurers HDFC Ergo General Insurance, ICICI Lombard General Insurance Co, Sundaram Finance, Suryoday Small Finance, Tata Capital Financial Services, Oriental General Insurance, TVS Credit Services are the bulk buyers of the data. These are some of the buyers till date and they represent virtually the entire automobile food chain.

The Vahan and Sarathi ministry maintains the Centralized National Registry through the National Informatics Centre and it contains approximately 25 crore vehicle registration records and 15 crore driving licence records. For the same, the Road Transport and Highways Ministry has also created "Bulk Data Sharing Policy & Procedure".

In Parliament, Gadkari had added that organizations seeking bulk data could obtain it at a price of Rs 3 crore. According to him, education institutes seeking the data could obtain it for "research purposes and internal use only" for a price of Rs 5 lakh.

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News Network
July 12,2020

New Delhi, Jul 12: With the highest single-day spike of 28,637 new cases and 551 deaths being reported in the last 24 hours, India's COVID-19 count reached 8,49,553 on Sunday.

According to the Union Health and Family Welfare Ministry, this includes 2,92,258 active cases, and 5,34,621 cured and discharged or migrated patients. The toll due to the disease has reached 22,674 in the country.

Maharashtra with 2,46,600 cases continues to be the worst affected state by COVID-19 in the country. The state has 99,499 active cases while 1,36,985 patients have been cured and discharged so far. The death toll due to the disease now stands at 10,116.

Tamil Nadu with 1,34,226 cases, including 46,413 active ones, is the next worst affected in the country. While the number of cured and discharged patients is at 85,915 in the state, the toll due to the disease is at 1,898.

The national capital has recorded 1,10,921 confirmed cases so far. However, the number of active cases in Delhi is at 19,895 and 87,692 patients have been cured and discharged so far. With 3,334 deaths being reported due to COVID-19 in the city. 

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Agencies
June 28,2020

New Delhi, Jun 28: With 19,906 new cases, highest single-day spike so far, India's COVID-19 count touched 5,28,859 including 2,03,051 active cases, 3,09,713 cured/discharged/migrated, according to the Ministry of Health & Family Welfare.

410 deaths were reported in the last 24 hours and the cumulative toll reached 16,095 deaths.

Coronavirus cases in Maharashtra have climbed to 1,59,133 while Delhi's tally stands at 80,188.

2,31,095 samples were tested yesterday and the total number of samples tested up to 27 June is 82,27,802, according to the Indian Council of Medical Research (ICMR).

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Agencies
July 21,2020

New Delhi, Jul 21: The Supreme Court has asked the Ministry of Finance to look into a plea which claimed a loss of hundreds of crore every day, as the public sector banks are not invoking personal guarantees of big corporates who have defaulted on loans.

A bench comprising Justice R. F. Nariman and Navin Sinha asked the petitioners, Saurabh Jain and Rahul Sharma, who filed the PIL, to move the Finance Ministry with a representation within two weeks. The top court observed that the issue is important and the ministry should respond after the petitioner has made the representation before it. The matter had come up for hearing on Monday.

"We are of the view that at page 115 of the Writ Petition it has been made clear that the Ministry of Finance itself has, by a Circular, directed personal guarantees issued by promoters/managerial personnel to be invoked. According to the petitioners, despite this Circular, Public Sector Undertakings continue not to invoke such guarantees resulting in huge loss not only to the public exchequer but also to the common man", said the bench in its order.

Senior advocate Manan Mishra and advocate Durga Dutt, represented the petitioners.

Mishra contended before the bench that the statistics establish the public sector banks incurred a loss of approximately Rs 1.85 lakh crore in a financial year, and the banks did not take action to invoke personal guarantees of the biggest corporate defaulters.

The bench observed that since the petitioners claim the public sector undertakings are not complying with this circular, "We think you should first go to the ministry," said the bench.

Mishra argued before the bench that the loans from a common man are recovered through a mechanism where officials go through even the minutest detail, but promoters, chairpersons and other senior level functionaries of the big corporates find it convenient to get away by defaulting on loans.

The bench told the petitioner's counsel that the Finance Ministry has already issued a notification on this matter, and the petitioners should seek response from the ministry, and then move the top court. Mishra submitted before the bench to issue a direction to the Finance Ministry to give a response on their representation.

The bench said, "We allow the petitioners, at this stage, to withdraw this Writ Petition and approach the Ministry of Finance with a representation in this behalf. The representation will be made within a period of two weeks from today. The Ministry of Finance is directed to reply to the said representation within a period of four weeks after receiving such representation. With these observations, the petition is allowed to be withdrawn to do the needful."

Mishra contended before the bench seeking liberty to come back after a reply from the Finance Ministry. Justice Nariman said this option is open for petitioners after a decision has been taken by the ministry. "We will hear you", added Justice Nariman.

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