Decoding resounding BJP victory

[email protected] (A K Verma)
March 12, 2017

Mar 12: The Bhartiya Janata Party (BJP) registered a landslide victory in Uttar Pradesh (UP) and Uttarakhand, capturing significant space in Manipur where it had no presence while Goa remains close. But, as expected, the Akali Dal-BJP alliance lost Punjab where it had already served two terms and faced anti-incumbency owing to drug menace, arms traffic and arbitrary police and general administration.

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In UP, the BJP's resounding win of 325 seats with 41% votes with allies, Apna Dal (AD) and Suheldev Bharatiya Samaj Party (SBSP), came as a surprise to all. It far surpassed the party's Mission-265 target and was really Herculean as compared to 2012 Assembly polls when it secured 47 seats and 15% votes. Thus, it won 278 more seats and 26% more votes as compared to 2012. How could the BJP do this?

Constituency transformation: The BJP fundamentally transformed its constituency. The party had been touted as upper caste-urban-middle class-traders party, a constituency that comprises of just 19-20% of electorate. It tried to go for 'sabka saath, sabka vikas,' a catchphrase for inclusive politics. The party included more backward, most backward and Ati-Dalit sections hitherto excluded from party constituency.

According to the Centre for the Study of Developing Societies (CSDS) data, a massive 32% more backwards, 37% most-backwards and 21% Ati-Dalits have shifted to the BJP since 2012. There appeared to be a democratic upsurge in UP that gave a massive win to the BJP.

Rural connect: Prime Minister Narendra Modi established a rapport with the rural people. Congress vice-president Rahul Gandhi used to mock him as heading a 'suit-boot ki sarkaar' and playing to the rich. But Modi bounced back with a massive rural push as he went for neem-coating of urea making it unfit for industrial use, introduced soil health card, provided farmers security by implementing the Fasal Bima Yojna (crop insurance), launched village toilets scheme and provided free LPG to village women under the Ujjwala scheme.

Further, during campaign speeches, he assured villagers that he would personally guarantee that the new BJP government in UP waived agricultural loans of small and marginal farmers in its first meeting and purchase their agricultural produce at minimum support price. What else could the farmers desire? That is the reason why 32% rural people voted BJP as against 14% in 2012.

Robust social engineering: To capture the largest social segment in UP — the OBCs — the BJP roped them into the leadership structure and offered them a large number of tickets in this Assembly polls. The non-Yadav OBCs in UP, called more-backwards and most-backwards, were not aligned to any particular party.

The BJP appointed Keshav Prasad Maurya from the most-backward as its state president and Anupriya Patel of Apna Dal, representing more-backwards, in the Modi cabinet. It also gave them 50% share in party tickets. This marginalised community was excited at getting a political space greater than their share in population. That positively impacted the BJP's victory in all constituencies.

Many failed to pay attention to the two marginal parties with which the BJP had alliance in UP – AD and SBSP — and calculate their electoral impact. Because of AD alliance, more-backwards, especially the Kurmis, massively shifted to the BJP. The SBSP is a party of Rajbhars, the people of tribal origin and wrongly placed in the most-backward category. They had polled five lakh votes in the contested constituencies in 2012 Assembly polls and their average comes to about 9,000 votes per contested constituency. That also made substantial difference to the BJP as add-on votes.

Policy initiatives: The BJP has also taken several policy initiatives in the domain of social security, economy and foreign policy. Modi's growing international stature, tough and fearless stand against Pakistan, and several bilateral and multilateral international collaborations beneficial for the country have not gone unnoticed by the people. His several schemes like Atal Pension Yojna, Jan Dhan Yojna, direct transfer of subsidy to the bank accounts of poor, Pradhaan Mantri Grameen Awas Yojna etc have greatly excited the people.

He also initiated schemes to tackle unemployment among youth through youth entrepreneurship in the form of Make in India, startup schemes, skill development etc. The youth of UP was unhappy because of the casteism in appointments and greatly expected the BJP government to undo that aberration.

Mayawati's Muslim outreach: There was much hype about BSP supremo Mayawati's Dalit-Muslim social engineering replacing her earlier Dalit-Brahmin social engineering of the 2007 fame. But, the BSP's poor performance demonstrates its complete failure. Mayawati did not understand that such social coalitions are not mechanical processes that you terminate at will and go for another. These experiments take time and should be not only a matter of political convenience but must also reflect in the coming together of the two communities at grassroots.

Secondly, Maya¬wati lost her upper caste votes after the infamous Dayashankar Singh (BJP) episode (he called Mayawati a prostitute), following which Naseemuddin (BSP) made vulgar remarks about the wife and daughter of Dayashankar. It not only pushed Thakurs but the entire upper caste, including Brahmins, away from Mayawati and that is clearly reflected in the CSDS data. Thirdly, Maya¬wati also lost Dalit votes, especially non-Jatavs Pasi, Valmiki, Kori, Khatik etc as she had been unfair to them.

SP-Cong alliance: The SP-Congress alliance was a disaster for both parties. It was formed on the premise of transferability of votes to each other on the Bihar model but did not materialise on ground. It may have been just a political experiment for a Congress revival as the party had no stakes in UP. For Akhilesh, however, it turned out to be a very unwise decision because he might have managed near majority on his own owing to his clean and development-centric image.

The alliance was suicidal for the Congress because it took a big risk not worthy of a national party. One, by ceding 298 seats to the SP, it literally offered its Muslim vote share on a platter in those constituencies, a mistake the party committed in 1996 when it went for an alliance with the BSP and offered its Dalit votes to the party. Secondly, the Congress did not think big for the 2019 Lok Sabha elections. This Assembly poll was a chance to galvanise its party apparatus and cadre for the coming LS poll. By not contesting in 298 constituencies, the Congress' organisational apparatus might disintegrate beyond repair.

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Agencies
June 18,2020

New Delhi, Jun 18: Vodafone Idea on Thursday told the Supreme Court that it has incurred Rs 1 lakh crore losses as it insisted it is not in a position to furnish bank guarantees.

A bench comprising Justices Arun Mishra, S. Abdul Nazeer, and M.R. Shah, taking up the adjusted gross revenue (AGR) matter through video conferencing, directed the telecom companies to submit their financial documents and books for the last 10 years.

Asking Vodafone if it was a foreign company, the bench said that how can the company say it would not furnish any bank guarantee.

"What if you fly away overnight in future without paying anything?" it asked.

Senior advocate Mukul Rohatgi, representing Vodafone Idea, denied his client is a completely foreign firm and cited before the bench its tie-ups and investments.

Vodafone owes over Rs 58,000 crore as AGR dues and so far, has paid close to Rs 7,000 crore.

Rohatgi contended before the court that the telecom company is in a tough situation, and cannot furnish any fresh bank guarantee, as profits have eluded the company in past many quarters. He submitted before the bench that Rs 15,000 crore bank guarantees are lying with the government, and his client's losses are over Rs 1 lakh crore.

"I cannot offer any more surety," he informed the bench.

Justice Mishra noted that this is public money and these dues should be recovered. "Do not tell us that you will pay if you were to make profits... the money must come," he noted.

Justice Shah observed that the telecom industry is the only industry which earned during the Covid-19 pandemic. "After all, this money will be used for public welfare", he said.

Rohatgi argued that his client would have to fold up if orders were issued to clear dues tomorrow. "11,000 employees will have to go without notice, as we cannot pay them," he added.

Senior advocate Abhishek Manu Singhvi, appearing for Bharti Airtel, contended before the court that out of Rs 21,000 crore AGR dues, the company has already deposited a sum of Rs 18,000 crore.

He argued that his client has given a bank guarantee, in excess of demand, to DoT, and supported the proposal for phased repayment of remaining AGR dues. He insisted that the company needs to sit down with the government and calculate the dues. Airtel owes Rs 25,976 crore after paying Rs 18,000 crore, as per the government.

Senior advocate Arvind Datar, representing Tata Telecom, informed the bench that his client has paid Rs 6,504 crore in AGR dues so far, and furnishing a bank guarantee may adversely impact investments in the sector.

The total AGR dues are close to Rs 1.5 lakh crore.

The top court will now take up the matter in the third week of July.

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Agencies
June 9,2020

Soon, you may be able to withdraw cash from an ATM without touching any part of the machine. AGS Transact Technologies, a provider of cash and digital payment solutions and automation technology, on Monday said it has successfully developed and tested a touchless ATM solution in light of the COVID-19 pandemic.

The ‘contactless' solution, currently under demo at interested banks, enables a customer to perform all the steps required to withdraw cash from an ATM using the mobile app itself. 

The customer simply has to scan the QR code displayed on the ATM screen and follow the directions on their respective bank's mobile application. 

This includes entering the amount and mPIN required to dispense the cash from the ATM machine. 

According to the company, the QR code feature makes cash withdrawals quicker and more secure, and negates the chances of compromising the ATM Pin or card skimming.

"The new Touchless ATM solution is an extension of the flagship QR Cash solution which ensures safety of the users and will provide a seamless cash withdrawal experience with enhanced security," said Ravi B. Goyal, Chairman and MD, AGS Transact Technologies Ltd.

With minimum investment, the banks can enable this solution for their ATM networks by upgrading the existing software.

AGSTTL has so far installed, maintained and managed a network of over 72,000 ATMs across the country and also provides customised solutions to leading banks. 

The company earlier introduced UPI-QR based Cash withdrawal solution in partnership with Bank of India. 

This is how the solution works.

Open the Bank mobile application on your smartphone and select QR Cash Withdrawal. Enter the amount you wish to withdraw on the mobile app and scan the QR code on the ATM screen.

Next, confirm the amount by clicking on ‘proceed' in the app and enter the mPin to authenticate the transaction. Now collect the cash and receipt and you are done.

"The seamless, cardless and touchless withdrawal method is designed to provide easy transaction flow, without the need to touch the ATM screen or enter the pin," said Mahesh Patel, President and Group Chief Technology Officer, AGS Transact Technologies.

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Agencies
July 13,2020

New Delhi, Jul 13: The Income Tax Department has facilitated a new functionality for banks and post offices to ascertain TDS applicability rates on cash withdrawal of above Rs 20 lakh in case of a non-filer of the income-tax return and that of above Rs 1 crore in case of a filer of the income-tax return.

In a statement, the Central Board of Direct Taxes (CBDT) said that now banks and post offices have to only enter the PAN of the person who is withdrawing cash for ascertaining the applicable rate of TDS.

So far, more than 53,000 verification requests have been executed successfully on this facility, a statement by the CBDT said.

"CBDT today said that this functionality available as 'Verification of applicability u/s 194N' on www.incometaxindiaefiling.gov.in since 1st July 2020, is also made available to the Banks through web-services so that the entire process can be automated and be linked to the Bank's internal core banking solution," it said.

On entering PAN by the bank or the post office, a message will be instantly displayed on the departmental utility: "TDS is deductible at the rate of 2 per cent if cash withdrawal exceeds Rs 1 crore", in case the person withdrawing cash is a filer of the income-tax return.

In case the person withdrawing cash is a non-filer of income tax return, the message shown would be: "TDS is deductible at the rate of 2 per cent if cash withdrawal exceeds Rs 20 lakh and at the rate of 5 per cent if it exceeds Rs 1 crore."

The CBDT said that the data on cash withdrawal indicated that huge amount of cash is withdrawn by the persons who have never filed income-tax returns.

To ensure filing of return by these persons and to keep track on cash withdrawals by the non-filers, and to curb black money, the Finance Act, 2020 with effect from July 1, 2020 further amended IT Act to lower threshold of cash withdrawal to Rs 20 lakh for the applicability of this TDS for the non-filers and also mandated TDS at the higher rate of 5 per cent on cash withdrawal exceeding Rs 1 crore by the non-filers.

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