District of intellectuals lacks info on consumer rights:DC

[email protected] (CD Network, Photos by Suresh Vamanjoor )
December 24, 2012

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Mangalore, December 24: Concerns were raised on the level of awareness among the masses on Consumer Rights, during the 'National Consumer Day' observed jointly by Dakshina Kannada district administration, Department of Food, Civil Supplies and Consumer Affairs (FCSCA), D K District Federation of Consumer Organizations, D K district National Service Scheme (NSS) and Consumer Club of Mangalore University College at Ravindra Kala Bhavan here on Monday.

 

Speaking on the occasion, President of D K District Federation of Consumer Organisations M J Salian said that the awareness level of consumer rights among people was incredibly poor and hence there was need for dissemination of information on the same among the masses.

 

“The Consumer Protection Act passed in 1986 makes it mandatory for every district to have a Consumer Redressal Forum to address the problems of consumers along with focusing on the illiterate rural masses. Although each district had to have a minimum of one Consumer Information Centre, there are just four in the entire state at present, he said, requesting Deputy Commissioner N Prakash to start the Consumer Protection Council in the district as early as possible.

 

He said that the National Consumer Day was an occasion to assert consumer rights. “The Consumer Protection Act is a powerful law and tool given to you. At present there are 56 consumer clubs in the district run by educational institutions, which help in spreading awareness on the rights of consumers,” he said.

 

Mangalore University NSS Convenor Dr Gananath Yekkar said that the belief in consumers that consumer forums will resolve their grievances is a wrong notion. “Our problems should be addressed by ourselves. Today's youth must be aware of their consumer rights. Only when we are aware of our rights we can become effective as consumers. Consumer protection has been made more powerful by the Right to Information Act,” he said.

 

Delivering the inaugural address, Mangalore University College principal-in-charge Prof Parvati Appayya said that students had to be aware of their rights as consumers. Consumer rights have been recognised in wake of the exploitation of consumers by capitalists, she said.

 

In his presidential address, DK Deputy Commissioner N Prakash said that despite Dakshina Kannada being a land of intellectuals, the Consumer Protection Act has not been put to its best use even here.

 

“There is a lot of scope for the Act, which must reach the rural masses in the district. Over 6000 consumer rights cases have been disposed of since the inception of the Consumer Redressal Forum, with around 2000 cases resolved every year. However, we must realize that there is still scope for improvement. The forum exists only to prevent deception and fraud, and there should be good relations between the consumers and suppliers,” he said.

 

DK district FCSCA Deputy Director Sharanabasappa introduced the dignitaries and welcomed the gathering.

Problems faced by CIC in Mangalore

 

Pointing out that there were only five Consumer Information Centres (CIC) in the entire state, Mr Salian told reporters on the sidelines of the programme that Dakshina Kannada was lucky to have one, which had been established after an “epic fight of four years”.

 

He said that dissemination of knowledge about consumer rights should go through Gram Panchayats, Taluk Panchayats and at district and state levels. Certificate diploma courses on consumer rights had been started in Suratkal Govinda Das College, Canara College, St Philomena's, Puttur and Kavoor Government College, where students are given practical experience as well. Although there is a demand for these certificate courses in other colleges, there are no sufficient resources to conduct additional courses. The centre has lack of funds and people with knowledge, he lamented.

 

Speaking on the problems faced by the District Consumer Information Centre in Mangalore, he said that from the central government's Consumer Welfare Fund, an amount of Rs 5 lakhs have to be released in the first installment itself. However, only Rs 2.5 lakhs were handed over in the past three years. Although it is a centre for the whole district, it has been pushed to a single room in the Taluk Panchayat premises. There is also the necessity of a laboratory for testing, under the consumer centre. The government should take cognizance of the need and provide the centre with accommodation and required money for a testing lab, he said.

 

The Services Cell of the CIC disposes between 50-60 cases in a month, out of which around 15 are regarding mobile phones. Apart from Mangalore, the districts of Udupi, Shimoga, Davangere and Bangalore have a consumer information centre, he said.

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coastaldigest.com web desk
May 23,2020

The decision of the Indian government to ease the coronavirus-linked global travel restrictions imposed on those having OCI cards has given a big relief to many stranded overseas citizens of India across the world.

OCI card is issued to people of Indian origin globally which gives them almost all the privileges of an Indian national except for the right to vote, government service and buying agricultural land. The OCI card gives them a visa-free travel to India.

On Friday, the central government allowed certain categories of OCI card holders, who are stranded abroad, to come to the country. Earlier, according to the regulations issued by the Indian government in April, visas of foreign nationals and OCI cards were suspended as part of the new international travel restrictions following the COVID-19 pandemic.

This privilege of visa free travel to India was causing distress among a large number of people of Indian-origin and Indian citizens in countries like the US whose children were OCI card holders as they were born in this country.

Many Indian parents, several of whom lost their jobs as a result of the economic crisis due to coronavirus pandemic, but were not allowed to take the special evacuation flights of Air India from various US cities, took to social media and urged the Indian leaders to allow them to travel to India.

“This is a big relief for the OCI card holders. It was a humanitarian crisis in the making. I am pleased that the Indian Government listened to their voices,” said social activist Prem Bhandari, chairman of Jaipur Foot USA, who has been taking up the cause of the OCI card holders.

Dr Arathi Krishna, former deputy chairperson of NRI Forum of Karnataka government, who had been demanding this relaxation, many of the thousands of stranded OCI card holders in defferent parts of the world were in pursuading her to exert pressure on the authorities concerned for this much needed relaxation.

The restrictions on traveling of OCI card holders to India was issued by govt of India on March 13 in the wake of global outbreak of coronavirus pandemic. 

She said: "Many parents who are Indian nationals could not travel for emergency purpose to India after repatriation flights started due to their minor children being OCI card holders. Many children who were OCI card holders could not travel to India to perform last rites when there was death in their family due to these restrictions"

"I was constantly pressurising and bringing these issues to the attention of ministry officials in External Affairs and Home Affairs departments. I was following up with Mr Dammu Ravi who is heading the COVID task force  task firce in the ministry of overseas Indian affairs who took interest in solving this problem through his consistent efforts with MHA. Iam thankful to Fireign Secretary too for his efforts and concern and to MHA for making it easier now for OCI card holders to travel in repatriation flights with emergency reasons," she said.

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News Network
March 13,2020

Mysuru, Mar 13: A state-of-the-art viral research laboratory in the city has been identified as one of the testing laboratories for the detection of COVID-19, official sources said here on Friday.

The samples of suspected cases could be sent to the lab for analysis and it would take about three hours to get the results.

The Viral Research and Diagnostic Laboratory (VRDL), which was set up from Central grants and functions at the Microbiology Department of K.R. Hospital, has been authorised to carry out the tests. This lab in Mysuru is among the 52-plus laboratories in the country.

Though the VRDL is equipped to carry out the tests, the sole authority of confirming the virus lies with the Indian Council of Medical Research (ICMR)-National Institute of Virology (NIV) in Pune. VRDL is also the sole agency for collection and transportation of suspected samples of COVID-19 to NIV.

VRDL, which is part of the Mysore Medical College and Research Institute, functions on the advice of NIV.

According to the guidelines issued by ICMR, the results of the tests done here have to be shared with NIV the same day and the labs are not supposed to disclose the results since the NIV is the only authority to declare positive cases. Also, confirmation from the NIV should be awaited in case the samples test negative for COVID-19. The ICMR, in the guidelines made available on its website, has advised clinicians at labs to isolate the patient tested positive for COVID-19 in the identified facility and follow bio-safety precautions.

VRDL is a part of a network of labs established by the Department of Health Research, Government of India. The rise in the number of viral outbreaks and the resultant mortality had been cited as key reasons for the launch of network of such hi-tech labs in the country.

The NIV and the National Centre for Disease Control, Delhi, are the top laboratories for the network, while the National Institute of Epidemiology, Chennai, is the supervising authority for the data generated by the network of labs, sources added.

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Agencies
February 6,2020

Even more than three years after demonetisation and all-out efforts to make most transactions through electronic, cash is still king, as it thrives in a digital India, said fintech start-up Paytm founder Vijay Sekhar Sharma.

"While cashless economy is not possible in India, less cash economy will be in the future. Less cash is the only solution, not the elimination of cash," Sharma told IANS in an interview after unveiling an all-in-one payment gateway on Tuesday.

Asserting that it would take 5-10 years for India to make the transition to digital payments from the traditional mode of cash, Sharma, 41, said the e-payment industry benefitted more from the November 8, 2016 note ban and withdrawal of old Rs 1,000 and Rs 500 denominations.

"I think it (demonetisation) helped the industry despite lack of specific help. But the world has changed since then. It is about the scale of distribution of merchants that is what is propelling digital payments," said Sharma.

Most of the cash not only came back into circulation, but also remains as the mode of payment for the majority due to its convenience for the people used to such transactions.

Expounding Paytm's zero service charge, Sharma said the strategy is sustainable as it leads to acquiring more customers and merchants, enabling newer business opportunities.

Paytm also does not levy a service charge to small merchants for its payments services, unlike organised players like Uber.

"Though there is a monetisation model, the merchants who are small shopkeepers, become our financial services customers as they open a bank account, which is profitable."

Paytm secured a Payments Bank license from the Reserve Bank of India to offer a savings bank account, Rupay debit card and money transfer services.

"We are banking on payment services acquiring customers and merchants who avail banking, lending, insurance, wealth and software services like billing software and business ledger software services eventually," Sharma noted.

The mobile first bank services include zero balance and zero digital transaction charge accounts.

"Basically, payments, cloud, commerce and financial services are a cohort we follow. So, payments is our customer as well as merchant acquisition. If it breaks even, we are happy because other line items make more money, he affirmed.

Noting that in a market like India, one cannot price services at a premium unlike in a developed country like the US, the billionaire businessman said a consumer in a developing country would not be able to afford such a hefty charge.

Forbes ranked Sharma as India's youngest billionaire in 2017, with a net worth of $2.1 billion.

While several countries operate on the model of higher service charges, Sharma said newer business models have to be discovered in India, as customer lifecycle value is accounted for more stages than in other nations.

Asked about an upscale retailer like Zara not giving a wallet payment option during its recent end of season sale in Bengaluru, Sharma said Paytm was addressing such hiccups with its all-in-one payment solutions.

"It's an opportunity, because if the retailer has our all-in-one point of sale machine, where in they enter the amount, it shows both the Quick Response code (QR) and card payment options," he observed.

Sharma compared older swiping payment machine to feature phones and modern ones to feature-rich smartphones.

"If you notice, they look like feature phones and the modern day card machine is more a smartphone like. You can add the smatphone components, which can add the features," reiterated Sharma.

Though Paytm's all-in-one QR point of sale machine integrates the billing system, its chief executive said it was not ideal to have an independent QR feature.

Paytm has 16 million strong merchant user base, which Sharma aims to raise to 26 million base in the next one year.

Sharma has launched in this tech city an all-in-one payment gateway and Paytm Business Payments solution, which enable digital payments through multiple methods for small and medium enterprises (SMEs) and an Android point of sale machine.

With the new gateway solution, collecting digital payments through multiple methods can be achieved seamlessly while Paytm Business Payments solution enables automated vendor payments, including employee salaries and customer refunds among others.

The One97 Communications-owned Paytm aims to help SMEs streamline and digitise their business activities using its new solutions, which enhance the overall efficiency of both accepting and making payments.

Paytm has a data bank of over 200 million saved cards and bank accounts, a feature which enables partner apps to shorten transaction times and propel faster conversions while using the all-in-one payment gateway.

Complementing the two solutions, Sharma also launched an all-in-one Android point of sale machine, which can accept payments through all forms such as cards, wallets, UPI apps and even cash.

The device has a QR code that supports all contact and contactless payments, coming with integrated billing software customized solutions for different sectors such as catering, ticketing, parking and others.

The handheld Android device is equipped with an in-built printer, scanner and can also generate bills.

Valued at $16 billion, Paytm is not alone in the fiercely competitive Indian fintech space where a dozen players like PhonePe, MobiKwik, Kotak 811 and deep pocketed international giants Google Pay and Amazon Pay are in the fray.

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